Articles by April Fowell
Low-Income Borrowers Face Loan Delinquency as Prices Rise

Low-Income Borrowers Face Loan Delinquency as Prices Rise

According to current data and bank executives, U.S. borrowers with lower incomes are finding it more and more difficult to make their loan payments. As a result, banks are becoming more cautious when granting credit cards and auto loans.

Apr 23, 2024 04:45 AM EDT


Another Retailer Bites the Dust: How Express's Struggles Reflect the Changing Retail World

Another Retailer Bites the Dust: How Express's Struggles Reflect the Changing Retail World

Express Inc. has filed for Chapter 11 bankruptcy protection. Once a trailblazer in casual workplace wear, the company has struggled to compete with retailers like Zara and H&M.

Apr 23, 2024 02:23 AM EDT


Powerful Passive Income Strategies to Boost Your Retirement Savings

Powerful Passive Income Strategies to Boost Your Retirement Savings

According to recent data from Northwestern Mutual, the average baby boomer has only saved $120,300 for retirement.

Apr 22, 2024 11:30 AM EDT


Biden's Renewed Effort for Tuition-Free Community College Could Transform Personal Finances

Biden's Renewed Effort for Tuition-Free Community College Could Transform Personal Finances

President Joe Biden indicated that he was still hopeful about making some college education free when he disclosed the specifics of his Plan B for student loan forgiveness.

Apr 22, 2024 11:10 AM EDT


Rising Healthcare Costs? Long-Term Care Insurance Can Be Your Financial Lifesaver

Rising Healthcare Costs? Long-Term Care Insurance Can Be Your Financial Lifesaver

Most elderly Americans will ultimately require long-term care. And it's crucial to plan ahead for it because of the high expense of such treatment. If you don't, you can have fewer alternatives and impose an unfair burden on your friends and family in the event that you require care.

Apr 22, 2024 10:58 AM EDT


Fewer Self-Checkouts at Walmart: Could This Mean More Cashiers and Lower Prices? 

Fewer Self-Checkouts at Walmart: Could This Mean More Cashiers and Lower Prices? 

Walmart is getting rid of the self-service lanes at a store in Missouri, joining the ranks of businesses reevaluating self-checkout.

Apr 22, 2024 10:19 AM EDT


Relief for Diabetes Patients: Biden Champions $35 Insulin Cap in Bid to Ease Healthcare Costs

Relief for Diabetes Patients: Biden Champions $35 Insulin Cap in Bid to Ease Healthcare Costs

Biden's team frequently exaggerates the amount that those qualified for the price ceiling previously spent for insulin in an effort to highlight what it perceives as a benefit over the likely Republican nominee, Donald Trump. F

Apr 22, 2024 05:55 AM EDT


Financial Freedom for Everyone: Simple Steps to Take Control of Your Money

Financial Freedom for Everyone: Simple Steps to Take Control of Your Money

Whatever your definition of financial independence may be, following these steps can assist you in realizing your future goals.

Apr 20, 2024 06:50 AM EDT


Safeguarding Your Savings: How to Avoid Wire Transfer Fraud and Fight for Your Money

Safeguarding Your Savings: How to Avoid Wire Transfer Fraud and Fight for Your Money

Every year, criminals who use fraudulent wire transfers to steal money from bank accounts cause millions of dollars worth of losses to Americans. Senators from the United States are currently questioning big banks on their efforts to thwart the con artists.

Apr 20, 2024 05:39 AM EDT


Bitcoin Halving: What This Means for Your Cryptocurrency Investment

Bitcoin Halving: What This Means for Your Cryptocurrency Investment

The "miners" who work hard to extract bitcoins from intricate mathematical formulas are losing 50% of their earnings, which will again limit the amount of new bitcoins that can be created.

Apr 20, 2024 04:46 AM EDT


Bitcoin ETF Frenzy: Is This the Time to Buy In, or a Recipe for Disaster?

Bitcoin ETF Frenzy: Is This the Time to Buy In, or a Recipe for Disaster?

The new spot Bitcoin exchange-traded funds (ETFs) have been a huge success by almost every significant indicator. They have already brought in over $30 billion in assets under management as a group.

Apr 16, 2024 09:37 AM EDT


Bizarre Tax Deductions You Might Actually Claim

Bizarre Tax Deductions You Might Actually Claim

While many tax deductions are well-known, such those for business supplies and charity contributions, some are less well-known. Here's a look at how tax deductions operate and three that you might find surprising as tax season approaches.

Apr 16, 2024 06:04 AM EDT


Inflation Hedge or Hype? Weighing the Pros and Cons of Owning Gold

Inflation Hedge or Hype? Weighing the Pros and Cons of Owning Gold

Many were dismayed by a study released last week that showed inflation was increasing month over month, but it also highlighted how important it is to have a diverse portfolio. With one, investors can more effectively counteract the negative effects of rising interest rates intended to control inflation. Using gold and silver to diversify is also a good strategy.

Apr 16, 2024 05:42 AM EDT


Hot Housing Market Cooling? Sell Now, But Prepare for Price Negotiation

Hot Housing Market Cooling? Sell Now, But Prepare for Price Negotiation

The ideal time to sell for homeowners planning to sell this year is still in the spring, but you might want to modify your expectations.

Apr 16, 2024 02:49 AM EDT


Spenders Stay Strong: Rising Prices Don't Deter Shoppers, Should You Be Worried?

Spenders Stay Strong: Rising Prices Don't Deter Shoppers, Should You Be Worried?

In March, Americans increased their spending faster than anticipated, demonstrating resiliency in the face of inflationary pressures and other economic difficulties.

Apr 16, 2024 12:56 AM EDT


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