A new point-of-sale malware, which uses multiple layers of coding and encryption to cover its tracks, has been recognized by security experts and is being up as the most complex software of its kind yet to be recognized. 

For holiday shopping season, Attorney General Eric T. Schneiderman declared some tips regarding shop on Black Friday and Cyber Monday, according to Hudson Valley News Network.

"As the holiday shopping season kicks off and New Yorkers look to take advantage of sales and bargains, they must be aware of deals that are too good to be true and online fraudsters scheming to make a quick buck," said Attorney General Schneiderman. "By following our tips and guidelines, consumers will be able to spend their money wisely and safely this holiday season."

Cyber-crimes are already being traced although with difficulty.  These crimes utilize online devices such as computers or laptops.  This made it much easier for hackers to get hold of one's bank or personal information.

Pleasanton Weekly has provided some tips and ways on how you can make your money and other personal information safe from these attackers and these are the following:

First, update your PC/laptop/smartphone with security software.

Second, do not click on spam emails, Tweets or messages, and delete them as soon as possible.

Third, check payment gateway whether it's safe or not. Paying with credit cards is safer than checks or online banking information. Don't use online bank wiring services.

Fourth, don't purchase online over an unsecured network. Using a direct web access through 3G or 4G connection on your smartphone is safer than unsecured network on your PC/laptop.

Fifth, check and ensure from purchasing online is legitimate.

Sixth, save a paper of invoice receipts for all purchases and double-check your bank statement against those receipts.

The malware uses of 128 bits and 256 bits encryption to uncertain the information it transfers to remote servers. Every users' bank details are encoded utilizing an alternate private key, making it verging on difficult to recognize what information is being stolen, according to Gizmodo.

Previously, the report clarifies that the malware is being used around the US since 2013, and iSight predicts it is as of now being used to take points of interest for "multiple millions" of credit and debit cards. So it's a plausible that it has advanced toward Australia too. In this way, the security specialists have informed around 80 US organizations about the impacts of ModPOS, but, those influenced haven't been publicly named.