The Surprising Truth About Zero Credit Card Balances and Your Score
An excessive number of financial customers lack knowledge about their credit ratings, which might have unfavorable consequences.
Mar 29, 2024 1:40 AM EDT
Gen Z's Verdict: $74,000 Annually Falls Short of Middle-Class Income
Gone are the days when a $74,000 salary was the golden ticket to a comfortable middle-class existence-at least, that's what Gen Z is saying. With a penchant for shaking up norms, this generation views the traditional benchmarks of financial stability quite differently from their predecessors.
The Easiest Way to Become A Millionaire On A Low Income
There's this conventional wisdom floating around that to become a millionaire, you need a hefty salary. That's about as helpful as a screen door on a submarine and absolutely wrong. Believe it or not, the secret sauce to accumulating wealth isn't always tied to your take-home pay. It's about how you manage and multiply what you've got.
Reflecting on Money Matters During the Lenten Season: 10 Questions You Can Ask to Reassess Your Finances
How do spirituality and finances intersect during Lent? Reflect on your money matters, focusing on charity and financial discipline this Lenten season.
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Bankruptcy Blues? Effective Ways to Stay Afloat
National household finances are still being squeezed by economic forces. Additionally, the Federal Reserve decided to temporarily suspend the federal funds rate after the most recent data revealed an increase in inflation.
Mar 28, 2024 2:30 AM EDT
Banks Hike Rates, Here's How to Squeeze More Money from Your Stash
As part of its continued attempt to curb the speed of inflation, the Federal Reserve has raised its main interest rate five times this year, most recently on Wednesday.
Mar 28, 2024 1:40 AM EDT
Hassle-Free Ways to Invest in Gold and Silver This Spring
Investing your money may be simple or quite complex. It is contingent upon the kind of investment and the timing of the transaction.
Mar 28, 2024 12:10 AM EDT
Ladies Lead the Pack: The 8 U.S. Cities Where Women's Earnings Eclipse Men's
Recent findings reveal that in several U.S. cities, young women aren't just closing the gap-they're rewriting the narrative by out-earning their male counterparts. Let's dive into the cities where women are leading the earnings race, proving that the wage war might just be winnable after all.
Mar 27, 2024 2:00 PM EDT
Cocoa Prices Skyrocket: Don't Expect Relief at the Checkout Anytime Soon
As the globe confronts its largest supply shortage in decades as West African farmers battle illness, harsh weather, and dying trees, consumers may begin to feel the effects of rising cocoa prices.
Mar 27, 2024 1:40 PM EDT
Mastercard and Visa $30 Billion Settlement Could Mean Lower Prices for You
In order to reduce credit and debit card costs for retailers, Visa and Mastercard came to an estimated $30 billion settlement. Some of the savings were probably passed on to customers in the form of cheaper pricing.
Mar 27, 2024 12:10 PM EDT
Unclaimed $1 Billion in Tax Refunds Expiring Soon! Is Yours One of Them?
Taxpayers may be leaving more than $1 billion on the table, the IRS is cautioning them. Taxpayers are at risk of forfeiting over $1 billion in unclaimed tax refunds for the 2020 tax year, as cautioned by the IRS.
Mar 27, 2024 11:23 AM EDT
Pet Insurance Moves to Shield Your Wallet This Spring
It's crucial to get the timing of some less common insurance kinds perfect, such as pet insurance for cats and dogs.
Mar 27, 2024 7:55 AM EDT
Safe Gold Investments to Diversify Your Retirement Portfolio
A recent Charles Schwab poll indicates that most Americans estimate they would require around $1.8 million to retire. Learn about what you need to do to save a sizable sum of money and make wise investing decisions in order to reach that goal if you anticipate needing anything like that for retirement.
Mar 27, 2024 2:11 AM EDT
BlackRock’s Larry Fink Says We Have a Retirement Crisis
In a world where avocado toast is blamed for millennials' financial woes and Gen Z is meme-ing their way through economic uncertainty, Larry Fink, CEO of BlackRock, drops a truth bomb about the Social Security crisis and the "a bit crazy" standard retirement age of 65.
Mar 26, 2024 2:49 PM EDT
Tax Headaches Drive Expats to Consider Renouncing US Citizenship
With the federal tax deadline drawing near, millions of Americans feel pressured to file their forms.
Mar 25, 2024 12:30 PM EDT
HELOC: Smart Move or Money Trap? Know When to Leverage Your Home Equity
You can have a sizable amount of home equity if you own a house. Using a home equity line of credit (HELOC) is one popular method of accessing it, and it may be a wise choice for a number of reasons.
Mar 25, 2024 11:40 AM EDT