Why Mobile Payments Like Apple Pay Could Be Costing You More
Do you make purchases using Apple Pay or any other mobile payment service? If this is the case, you could be spending more than you would if you used cash or a real credit card.
Apr 09, 2024 7:36 AM EDT
Amazon Scams on the Rise: How to Protect Yourself as a Seller
Amazon makes returning items so simple that some customers are abusing the rules and defrauding vendors.
U.S. Job Market Hits a High Note: Economists Celebrate a 'Sweet Spot'
In an era where the pulse of the economy is closely monitored, the latest reports from the Bureau of Labor Statistics have given us something to sing about. With a whopping 303,000 jobs added in March-the most significant gain in over a year-and the unemployment rate dipping to 3.8%, it's clear that the U.S. job market is not just rebounding; it's thriving.
Biden's New Move: Up to $20,000 in Student Loan Interest Wiped Clean
The announcement of a new plan aiming to erase up to $20,000 in interest for countless borrowers has set the stage for what could be a significant shift in the financial futures of many. This move, part of Biden's broader strategy to tackle the student debt crisis, promises to "cancel runaway interest" on loans, potentially benefiting up to 25 million individuals.
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Upgrade Your Home, Lower Your Taxes! The Ultimate Guide to Energy-Saving Credits
The cost of installing energy-efficient home modifications can be assisted by the federal government as well as several state governments.
Apr 08, 2024 11:40 AM EDT
Double Duty on Retirement? IRA & 401(k) Contributions Explained
Should you be fortunate enough to have access to a 401(k) via your employment, you must decide whether to deposit funds into an IRA, your workplace plan, or both. There are benefits to dividing your funds throughout many accounts, since each one has advantages and disadvantages.
Apr 08, 2024 10:56 AM EDT
Why Closing Unused Credit Cards Can Be a Score Killer
It's important to cancel credit cards carefully because doing so might lower your credit score. Verify the reasons, consider your alternatives, do your math, and select the appropriate option to cancel.
Apr 08, 2024 9:38 AM EDT
Supercharge Your Savings! Earn Up to $$$ with a 6% Savings Account
If you have credit card debt or are borrowing money in any other way, you may find it difficult to cope with the exorbitant interest rates of today. On the other hand, the current high interest rate environment benefits you if your goal is to save money since it allows you to earn a higher return on your idle capital. And one very attractive option to do it is with a high-yield savings account.
Apr 06, 2024 9:40 AM EDT
Itemize or Take the Standard Tax Deduction? This Guide Maximizes Your Refund!
Determining whether to itemize or take a standard deduction when filing taxes can be challenging at times.
Apr 05, 2024 2:09 AM EDT
Experts Reveal Strategies to Conquer Back Taxes and Save Money
Once again, tax season is among us, and the time for filing your federal tax forms is drawing near. Paying your tax payment and any back taxes you may owe is another requirement of this
Apr 04, 2024 9:07 AM EDT
Post-Pandemic Optimism Leads to Decline in Estate Planning
According to a recent poll, less people are drafting wills, which shows that as the epidemic wanes, Americans are becoming less concerned about their death.
Apr 04, 2024 3:26 AM EDT
Unlocking Financial Flexibility: Exploring Bank Loan Options for Private Condos in Singapore
In Singapore's vibrant real estate landscape, private condominiums represent a coveted housing choice, offering residents a blend of luxury, convenience, and exclusivity. However, the path to ownership often requires navigating through various bank loan options to secure affordable condo loans. As prospective buyers embark on their homeownership journey, understanding the diverse range of bank loan options tailored for private condos is essential in making well-informed financial decisions.
Apr 04, 2024 1:48 AM EDT
Half of Americans Feel Behind on Retirement: What's Next?
With roughly half of U.S. households owning a retirement account, boasting a median balance of around $87,000 according to the U.S. Federal Reserve's Survey of Consumer Finances, the question arises-why are so many of us feeling stuck?
Apr 03, 2024 2:41 PM EDT
Why More College Students Dropping Out Right Now
Gone are the days when college was the one-size-fits-all pathway to success. Over the past few years, there's been a noticeable shift in the academic landscape, with more students opting to step away from their collegiate journeys. But what's behind this growing trend of college dropouts? Is it a crisis, or are we witnessing the beginning of a new chapter in how we approach education and career readiness?
Apr 03, 2024 2:30 PM EDT
Americans Need Half a Million MORE to Retire Comfortably
Americans have ambitions for their retirement, with the median worker believing they need $1.46 million to retire comfortably - a leap of 53% from their savings target in 2020, according to a new poll from Northwestern Mutual.
Apr 03, 2024 10:59 AM EDT
Your Ultimate Guide to Outsmarting Tax Scammers and How To Protect Yourself from Identity Theft
There are a lot of hassles associated with tax season, from document collection to scheduling the time to submit. However, you should try to prevent being a victim of a tax fraud.
Apr 03, 2024 4:41 AM EDT