debt collection companies

How to Negotiate Favorable Terms with Debt Collectors

The Urban Institute reports that over 25% of Americans have outstanding debt. If you fall into this category, a debt collector may send you an uncomfortable deluge of letters and calls. Even while it can be tempting to ignore the calls or throw the letters in the trash, doing so might make the situation worse and possibly result in legal action.

Two Giant Debt Collectors Ordered to Refund a Collected $61million to Consumers

Two of the largest debt collection companies are ordered by the Consumer Financial Protection Bureau to refund a collected $61 million to customers for allegedly using deceptive strategies to collect debt.

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Social Security Cost-of-Living Adjustment Forecast: 2025 COLA Is Lower But Seniors, Retirees Will Face Inflation

About 50% of American households with someone aged 65 and above depend on Social Security's cost-of-living adjustment (COLA) program for at least half their living expenses. Without it, countless seniors would be languishing in poverty.

'Vibecession' Alters Economic Behaviors, Shifts Spending Patterns

What is vibecession and how does it affect spending patterns?

60% of Americans Plan to Cut Spending on Fourth of July Due to Inflation

Inflation impacts Fourth of July spending as 60% of Americans plan to cut back in 2024. Read more about the survey below.

Traditional Retailers Adapt as Gen Z's TikTok-Driven Shopping Habits Evolve

Traditional retailers adapt to Gen Z's TikTok-driven shopping habits, emphasizing social commerce and influencer marketing.

Businesses Strengthen Cyber Defenses, See Significant Drop in Insurance Costs

How are businesses lowering cyber insurance costs amid increasing ransomware threats? Insights from Howden's latest report reveal the effectiveness of enhanced cybersecurity strategies and market dynamics.